Individual Protection

Protect yourself, your family and your savings.

We all know that money is easy to spend but hard to save. Just think of the time and effort that goes into building up a little nest egg.

Then imagine having to break into your savings because you were too ill to work, or the breadwinner died unexpectedly.

When you consider the monthly outgoings of the average family, your savings probably wouldn’t go as far as you think:

  • By taking out precious cover, you could keep your savings for the good things in life. Because the unexpected will then take care of itself.

The policies we advise upon for individuals are:

LIFE INSURANCE – This provides peace of mind that in the event of your death your family is protected financially and a lump sum payment would be made to your next of kin. We can arrange these policies to be written in trust if appropriate to ensure any monies go to the people you wish to protect.

CRITICAL ILLNESS COVER – Falling ill is stressful enough without the added worry of financial pressures. Critical Illness Cover can alleviate some of this worry by providing a tax free lump sum to pay off your mortgage or replace lost income following diagnosis of a critical Illness.

INCOME PROTECTION – For most of us state sickness benefits would not be enough to cover our outgoings. Income Protection policies are designed to replace a proportion of your income if you become ill. Policies are bespoke to individual circumstances.

PRIVATE MEDICAL INSURANCE – Private Medical Insurance ensures that should you or your family require medical treatment you will receive the best care and attention with prompt access to diagnosis and treatment in a hospital of your choosing.

“I can highly recommend Christopher and the insurance plans that he sells. Christopher advises on the best plan for each individual and unlike many insurance companies does not insure you for things you don’t need – as a result we have a very cost effective plan. The whole process from start to finish was very quick and simple including the claims process which is exemplary.”

Rachel Willoughby

Partner, Square One Marketing & Design